Commonwealth Rent Assistance - single, 1-2 dependent children

This page is a direct rule-based guide for AU_FEDERAL_CRA_SINGLE_1_2_CHILD (rule version 2025-26, effective 1 July 2025). It explains the headline cap of $257.88 per fortnight, the $203.28 fortnightly rent threshold that triggers the payment, the standard 75-cents-per-excess-dollar slope, why CRA-with-child rides on Family Tax Benefit Part A rather than on JobSeeker like the no-child variant, and why share accommodation no longer reduces the cap once a dependent child enters the household.

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Quick Answer

You may qualify when all of the following are true: you are receiving a qualifying primary payment (typically FTB Part A above the base rate); you are renting privately; your relationship status is single; you have one or two dependent children counted under FTB Part A; and your fortnightly rent is above $203.28.

You are blocked when fortnightly rent is at or below $203.28, when you live in state public housing, when the children on the record are zero (which routes you to the no-child rule, possibly with a sharer cut) or three or more (which routes you to the 3+ child rule with a higher cap), or when you are not currently receiving any qualifying Centrelink payment that the supplement can attach to.

Rate logic summary: a fixed-amount add-on of $257.88 per fortnight as the maximum. The actual amount equals min($257.88, 0.75 times max(0, fortnightly rent minus $203.28)). The maximum is reached once fortnightly rent is at or above $547.12.

What Is This Payment?

Commonwealth Rent Assistance for a single principal carer with one or two dependent children is tagged in the rule database as a monetary primary federal benefit in the Commonwealth Rent Assistance cluster, with the parent and ftb tags applied alongside single. The entitlement scope is per-person and ongoing. The most important structural detail is the FTB tag: when a dependent child is on the record, CRA travels with Family Tax Benefit Part A rather than with JobSeeker or other working-age payments, which means the supplement keeps flowing as long as FTB Part A entitlement remains above the base rate.

The administering body is Services Australia. Application channels are online and service centre, mirroring the broader CRA pattern of no separate claim form. When the principal carer updates accommodation details inside the Centrelink online account, the system runs this rule alongside the underlying entitlement and adjusts the next fortnight's payment automatically.

Compared with the no-child single cap of $219.40, the with-child uplift adds $38.48 per fortnight at full rate, while the threshold rises only modestly from $154.80 to $203.28. The 75-cents-per-dollar slope stays the same. Sibling rules in the cluster handle the higher 3+ child cap, the partnered combined caps, and the illness-separated and temporarily-separated branches.

How Much Can You Get?

The amount block is defined as fixed, paid fortnightly. The rule value is $257.88 per fortnight, which is the maximum payable cap. Across 26 fortnights this approximates $6,704.88 per year, although CRA is always assessed on a fortnightly cadence rather than as a single annual lump sum.

The rule note records two driving thresholds: the minimum rent of $203.28 per fortnight before any payment begins, and the maximum-rate rent of $547.12 per fortnight where the cap is reached. Between those two figures, payment scales linearly. The amount note states the formula directly: payable equals min($257.88, 0.75 times max(0, fortnightly rent minus $203.28)).

You can audit any estimate with five steps:

  1. Confirm the underlying qualifying payment is current (without it, CRA does not exist).
  2. Identify the fortnightly rent figure; if rent is paid weekly multiply by 2 to convert.
  3. Subtract the $203.28 minimum rent threshold. If the result is zero or negative, CRA is zero.
  4. Multiply the excess by 0.75 to get the raw entitlement.
  5. Apply the cap at $257.88; whichever is smaller becomes the fortnightly CRA payment.

The output display period in the rule is yearly, which simply means downstream summary screens roll the fortnightly figure into an annualised projection. The fortnightly mechanic remains primary for assessment. The rule has empty multiplier, empty reduces_if, and empty date_windows, so there are no extra multiplicative loadings, no income-driven CRA-specific tapers (income tapering happens upstream on FTB Part A and any working-age payment, not on CRA itself), and no date-sliced rate variants in this version.

A worked numeric comparison clarifies the slope. A parent paying $300 per fortnight has excess rent of $96.72; at 0.75 this gives $72.54, well below the cap. The same parent paying $450 has excess of $246.72; at 0.75 this gives $185.04, still below the cap. Only at $547.12 does the formula equal the headline $257.88. Shared-care below 100 percent reduces the FTB Part A flow on which CRA rides, so the supplement is scaled by the same care percentage.

Eligibility Conditions

The eligibility block is an all set, so every item must pass.

  1. Qualifying primary payment: receiving_qualifying_payment = true. For a single parent the most common carriers are FTB Part A above the base rate, Parenting Payment Single, JobSeeker single with dependent child, Carer Payment, and Disability Support Pension. The application note flags that with-child CRA is normally paid through FTB Part A.
  2. Private rental: is_renting_private = true. Community housing, retirement village ongoing service fees, and boat mooring fees count; rent paid to a state public housing authority does not.
  3. Single status: partner_status = single. Partnered cases route to the couple combined rule or, if separated by illness, respite, prison, or temporarily, to the separated-with-child rule.
  4. Lower bound on dependent children: children_in_care_count >= 1. At least one dependent child must be on the record for this rule to apply.
  5. Upper bound on dependent children: children_in_care_count <= 2. Three or more children route to the higher-cap 3+ rule.
  6. Rent above with-child threshold: rent_fortnightly > 203.28. The rule uses a strict greater-than comparison; rent equal to $203.28 does not trigger payment.

Required fields are explicit: partner status, dependent children flag, children in care count, private renting flag, fortnightly rent, and qualifying payment status. Note the absence of share accommodation as a required field; once a dependent child is on the record the share-house carve-out drops away.

The exclude block is empty for this rule. Routing happens through the eligibility list. A change of partner status, a drop in child count to zero, a rise to three or more, or a move into state public housing each fails an item above and the system attempts to match a sibling rule. The application note states that with-child CRA is paid alongside FTB Part A and is not subject to the sharer rate carve-out. The children counted here are the FTB-A-eligible children, not all dependents in the wider household; a 21-year-old adult child on a separate Centrelink record does not count.

How To Apply

Application metadata defines two channels: online and service centre. The same channels that handle the FTB Part A claim and any underlying income support claim handle CRA, because CRA does not have its own application form. Once the rent and children details are recorded, Services Australia evaluates this rule against the underlying entitlement and pays the supplement together with the next fortnightly FTB Part A instalment.

Evidence requirements are explicit in the rule and should be prepared in advance:

Two practical tips. First, lodge rent details at the moment of moving in, not weeks later; backdating CRA is possible only within tight windows. Second, when the children's care percentage changes, update FTB Part A at the same time as the rent figure so the CRA supplement scales correctly.

Update rent details on the official Services Australia page

Rule-Based Scenarios

Scenario 1: full-rate cap, FTB Part A in full

Imogen is 33, single principal carer of two children aged 6 and 9, and receiving FTB Part A above the base rate. She rents a two-bedroom unit for $620 per fortnight from a private landlord. Because $620 exceeds $547.12 the formula caps at $257.88. Her fortnightly statement shows the FTB Part A amount and an additional CRA line of $257.88, paid into the same bank account.

Scenario 2: partial rate, Parenting Payment Single recipient

Caleb is on PPS with one dependent child aged 4. He pays $360 per fortnight in rent. Excess rent above $203.28 is $156.72; multiplied by 0.75 this gives $117.54, which is below the $257.88 cap so it becomes the payable amount. CRA pays him $117.54 each fortnight on top of the PPS and any FTB Part A entitlement.

Scenario 3: routed to a different rule by child count

Phoebe has three dependent children and pays $500 per fortnight in rent. She clears the rent threshold here, but item 5 fails because children_in_care_count <= 2. The engine routes her to the 3+ child rule, where the cap rises to $291.48 at the same $203.28 threshold. The slope is identical until rent reaches $547.12; the difference shows up only above that level.

Scenario 4: not eligible because rent is too low

Tomas is on JobSeeker single with dependent child and rents a unit in a regional town for $190 per fortnight, with one child aged 11 in his care. The strict item rent_fortnightly > 203.28 fails. CRA returns zero. His JobSeeker and FTB Part A entitlements are unaffected; only the rent supplement is blocked.

Common Mistakes

Related Benefits

The conflicts list in this rule names the other CRA cluster variants that are mutually exclusive with this one. The qualifying-payment requirement also creates structural relationships with FTB Part A and the income support rules typically held by single principal carers.

Frequently Asked Questions

What is the exact headline maximum for this rule?

$257.88 per fortnight. The annual cap equivalent is around $6,704.88 across 26 fortnights, but assessment and payment are always fortnightly inside the Centrelink system alongside FTB Part A.

At what rent level does the maximum kick in?

The cap is reached at $547.12 per fortnight rent, which is the level where 75 cents per excess dollar above $203.28 equals exactly $257.88. Any rent at or above that figure pays the same maximum.

What happens when my child turns 19?

The child stops being an FTB-A-eligible dependant. If they were one of two children on the record and they age out, the count drops to one and the rule still applies at the same $257.88 cap. If they were the only child, the case routes to the no-child single rule with the lower $219.40 cap and $154.80 threshold.

Can I receive CRA if FTB Part A drops to zero?

Generally no. The qualifying payment item requires an active qualifying payment. If FTB Part A drops to zero because of high family income and there is no other qualifying primary payment such as PPS or JobSeeker, the supplement also stops. Single parents with low incomes typically retain FTB Part A above the base rate, which keeps CRA flowing.

Is the cap higher than the no-child cap?

Yes. The single, no-child cap is $219.40 against $257.88 here, an uplift of $38.48 per fortnight at full rate. The threshold also rises from $154.80 to $203.28, so payment begins later but reaches a higher ceiling once rent moves up the scale.

Does the rule treat twins differently?

No. Twins count as two children under children_in_care_count = 2 and stay inside this rule. The cap of $257.88 still applies. Only when a third child is added (a triplet sibling, an older sibling, or a younger sibling) does the case route to the higher 3+ cap of $291.48.

Do I need to lodge a separate claim?

No. The application channels are online and service centre, but there is no stand-alone CRA form. Updating accommodation details and confirming the children on the FTB Part A record is enough; Services Australia auto-evaluates this rule and adds the supplement to the next fortnight.

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